Moving Up, Cutting Down
Click left side of photo to go to previous entry/ Click the right half of photo to go to the next




Grrr, I dont have the money to care for my teeth and my eye. :)

Budget Closing
Mississauga, Ontario


"It's clearly a budget. It's got a lot of numbers in it." ~George W. Bush


It's budget preparation time!

Not only do corporations do this at this time of the year but also us small, meager salaried immigrants :( Enough of the sob story. We know we moved up in expenses so we need to cut down on some and do away with the uhm, not so useful things:

- Cancel subscription to Cable On-Demand Movie Network..........$ 15.00 / month
- Cancel newspaper subscription (temporarily)............................$ 5.00 / month
- Cancel cellphone Rogers Family Plan (we're 2 yrs already)......$ 120.00 / month
- Replace with pre-paid or a lower plan.......................................($ 80.00 / month)

Total Savings.................................................................................$ 60.00 / month

Other budget plans:
- No more eating out ................................................................... ($ 150.00 / month)
- Use Petro points for Car Washes .............................................($ 12.00 / month)
- No new clothes* for 2007 - for me at least ...............................($ secret / month)

* - mental note to buy in Greenhills or in 168 while in the Philippines, I've always known that Canadians were never really fashion conscious - since 6 months of the year you'd be wrapped in jackets, hoodies and layers and layers of thick clothing :)

There is no rocket-science into our budget preparation. We don't need to consolidate debts or re-finance anything. We have prepared our mortgage insurance and implemented bi-weekly payments. We have secured savings that pay higher interest than the bank fees. Our car is regularly maintained to minimize expenses in the coming years. I think we're all good.

Let me sit back here and read my borrowed magazine from the library and watch that free movie on TV later. Di ba mas tipid?

******



<< >>



Bookmark this post on:



Search in Memento

MEMENTO MOMENTS
------------------------
RECENT MEMORIES
Click Pic to Review Images
June 29-July 3
Escape to Cape Cod
Tobermory
Tobermory
Linnor in Toronto
Toronto
New York in One Day
NYC
Jerry-Linnor in Niagara
Niagara
Jerry-Linnor in Grand Canyon
Arizona
Las Vegas
Las Vegas
Jerry-Linnor in Hollywood
Hollywood
Memento Around The World 2
MATW 2
Cherry Blossoms at High Park
High Park
Blue Mountain at Collingwood
Blue Mtn
Memento Around The World 1
MATW 1
Sta Monica and LA
Sta Monica
Chicago over a Weekend
Chicago
LA Vacation
LA
Walk To Remember
Mississauga
Disney with Mama, Papa, Tito Rhante and Tita Nita
Disney
September 24 2005
Hollywood
Niagara Falls : Sept 21 2005
Niagara
June 27-July 2: Manhattan, NYC and Jersey
NYC
Sept 5-9: From Kingston to Montreal, to Quebec and Ottawa
Roadtrip
Toronto Trip : September 2005
Toronto
June 27-July 2: Manhattan, NYC and Jersey
NYC
July 16-28: Manila
Pque
Toronto Summer : July-August 2005
Summer
Manhattan Beach Sunset, LA : April 24-29
M Beach
May 22: Forks of the Credit
Forks
Cheltenham Badlands : May 22, 2005
Badlands
Los Angeles : Jan 19-25
LA
Jan 25-Mar 6 Winter Season
Mssissauga
Montreal : April 2-3
Montreal
Boracay : June 10-14
Boracay
Sept 11-Nov 10: Toronto, Canada
Toronto
Honeymoon in Vegas
Vegas
Cebu : May 18-22
Cebu
May 16-17: Pamana, Subic
Subic
Paris and Lausanne
Pups
May 1 to 31: Manila
May
Apr 1 to 30: Manila
April
March 1 to 31: Manila
March
Feb 1-29: Manila
February
Jan 1 to 31: Manila
January
Dec 1-31 : Manila
December
Jan 26: Tagaytay
Tagaytay
Oct 1 to 31: Manila
Manila
Sept 1-30 : Manila
Manila
June 18 to June 30 : Switzerland
Switz
June 13 to June 17 : Greek Islands
Greece
June 2 to June12 : Switzerland
Switz
May 29 to June 1 : Normandy
Normandy
May 23 to May 28: Switzerland
Switz
Apr 26 to May 23: Manila/Cebu
Mla/Cebu
Apr 23 to April 26: Paris, France
Paris
Apr 12 to April 23: Andalucia
Andalucia
Mar 24 to April 12: Switzerland
Switz
Feb 16 to Mar 23: Philippines
Manila
Jan 22 to Feb 15 : Philippines
Manila
Dec 29 to Jan 21 : Switzerland
Switz
Dec 16 to Dec 28 : Philippines
Manila
Nov 20 to Dec 15 : Switzerland
Switz
November 4 to 20 : USA
L A
October 19   to   Nov  4  :  USA
Vegas/ LA
Sept 30 to Oct19:Philippines
Manila
September 11 to  29 : Europe
Europe

MEMENTO PROJECTS
Click Pic to Review Images

Best 24 of 2004
24 of 2004
B-Sides of 2005
B-Sides
Best 36 of 2005
36 of 2005
International Photo Scavenger Hunt
26 Things
A Day In the Life
May Day
Adventures in Reflective Surfaces
Mirror Proj
Connect 8 Images
Connect 8
Paris-B&W
Paris-B&W
24 Different Flowers in 2.4 Hours
2 Dozen
A Day in the Life: Leap Day
Leap Day
International Photo Scavenger Hunt Part 2
26 Things2
Alphabet in Pictures
Alphotobet

------------------------
CREDITS

PinoyTopBlogs.com


Photoblogs.org
View My Profile

Powered by Blogger

Rice Bowl Journals



Creative Commons License
This work is licensed under a Creative Commons License.


(c)copyright,2002-2006