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Moving Up, Cutting Down Click left side of photo to go to previous entry/ Click the right half of photo to go to the next
  Grrr, I dont have the money to care for my teeth and my eye. :) Budget Closing Mississauga, Ontario It's budget preparation time! Not only do corporations do this at this time of the year but also us small, meager salaried immigrants :( Enough of the sob story. We know we moved up in expenses so we need to cut down on some and do away with the uhm, not so useful things: - Cancel subscription to Cable On-Demand Movie Network..........$ 15.00 / month - Cancel newspaper subscription (temporarily)............................$ 5.00 / month - Cancel cellphone Rogers Family Plan (we're 2 yrs already)......$ 120.00 / month - Replace with pre-paid or a lower plan.......................................($ 80.00 / month) Total Savings.................................................................................$ 60.00 / month Other budget plans: - No more eating out ................................................................... ($ 150.00 / month) - Use Petro points for Car Washes .............................................($ 12.00 / month) - No new clothes* for 2007 - for me at least ...............................($ secret / month) * - mental note to buy in Greenhills or in 168 while in the Philippines, I've always known that Canadians were never really fashion conscious - since 6 months of the year you'd be wrapped in jackets, hoodies and layers and layers of thick clothing :) There is no rocket-science into our budget preparation. We don't need to consolidate debts or re-finance anything. We have prepared our mortgage insurance and implemented bi-weekly payments. We have secured savings that pay higher interest than the bank fees. Our car is regularly maintained to minimize expenses in the coming years. I think we're all good. Let me sit back here and read my borrowed magazine from the library and watch that free movie on TV later. Di ba mas tipid? ****** << Bookmark this post on:
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